I took ArteGordon's XmlQuestNPC and commented the lines that equip hair and clothing items. Use this NPC when you want to totally customize the hair/clothing of a quest NPC. It will save you a couple pages of UNEQUIPing stuff in the spawner entry.
I cannot test this now but all I did was comment some lines and change the constructor name so it should work fine.
Usage: XmlNakedQuestNPC
Great Idea LowCastle, I'm surprised Arte didn't think of that

.
guess I'm just not into naked npcs like LowCastle